For many of us, student loans are a huge financial burden throughout our 20s and well into our 30s. Student loans can be hard to keep up with because payments can be the same amount as mortgages. But unlike mortgages, I’m guessing you didn’t spend too much time understanding this debt before agreeing to it. I know that was the case for me. I went through all of college without understanding the difference between subsidized and unsubsidized loans. In college, it was easy to forget about how we were financing our current stage of life but now we are left holding the bag. Although student loans can be complex, deciding on a repayment strategy doesn’t need to be. There are a couple of key questions to ask yourself to put you down the right path. We will explore those questions and more on today’s episode. Joining me is Andrew Paulson. Andrew is a Student Loan Consultant and Co-Founder of StudentLoanAdvice.com. He has a passion for helping people find solutions to complex financial problems. In this episode, Andrew and I get straight into it. We start with the basics – what are the key pieces of information you need to know before deciding on a repayment strategy. Then we discuss repayment plans options, qualifying for student loan forgiveness, and balancing student loans with your other financial goals.   Show Notes: [3:20] Where to start if you are overwhelmed about student loans  [7:21] What is currently going on with federal student loans? [16:09] How Andrew began advising on student loan repayment [19:06] 4 questions to answer to decide a repayment strategy [26:39] How to pursue student loan forgiveness [33:36] What is refinance and who should consider it? [41:48] Balancing repaying student loans with your other financial goals   More of Andrew: http://www.studentloanadvice.com/SIR Instagram: @studentloanadvice  Andrew’s LinkedIn   More of Justin & The Struggle is Real: Show Notes: https://justinpeters.co/thestruggleisreal/ Instagram: https://www.instagram.com/justinleepeters/ YouTube: https://www.youtube.com/channel/UC0yHxQvHpSdx_gJiQJpVCIQ?view_as=subscriber